If you're not sure, get independent advice from a licensed financial adviser. Be particularly careful if you have a pre-existing medical condition or are aged 60 or over. If you change funds, you might not be able to get the same cover. This might be life, total and permanent disability (TPD), and/or income protection insurance. Check your insurance coverīefore you leave a fund, check to see if you have any insurance through the fund. Some employers contribute more to certain funds. Check employer contributionsĬheck your current accounts to see if changing funds will affect how much your employer contributes. Things to do before consolidating your superīefore you change out of a super fund, there are few things you need to do to make sure you don't lose important things like insurance. can keep track of your super balance more easily.save money by only paying one set of fees.Having all of your super in one account means you: Why consolidate your superĬonsolidating your super can save you time and money.
If you're ready to consolidate your super now, go straight to the Australian Taxation Office (ATO) online at myGov.
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You can transfer your super for free in a few simple steps. It makes your super easier to manage, and saves on fees.īefore you consolidate, pick the best super fund for you. Consolidating your super means moving all your super into one account.
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